Irvin Peña – Ultimate Credit Hacks & Financial Literacy Program

Irvin Peña – Ultimate Credit Hacks & Financial Literacy Program

• •How to fully sweep a credit report in under 90 days (remove charge-offs, collections, auto-repossessions, evictions, bankruptcies, late payments, inquiries, etc)
• •How to properly build your credit report to virtually guarantee high-limit credit line approvals & never get denied again
• •How to hide your credit utilization, so you can borrow money from your credit cards and invest it at 0% interest and never have to make the monthly payment
• •All the templates, tools & resources you will ever need are found in here from a pro

Example Curriculum

Introduction

• Here’s What You’re Going To Learn(2:20)
• What Is Credit?(1:18)
• The Perfect Credit Myth…DEBUNKED(4:48)

Phase 1: DIY Credit Repair

• Here(1:16)
• The Big 3(1:37)
• Secondary Reporting Agencies(3:37)
• Dispute Process Part 1(1:07)
• Dispute Process Part 2(1:31)
• Dispute Process Part 3(0:56)
• Always Do THIS With Your Letters(1:30)
• CFPB Part 1(1:49)
• CFPB Part 2(5:56)
• FTC(3:11)
• The MOST IMPORTANT Freeze(5:45)
• The TRUTH About Hard Inquiries(2:32)
• Late Payment Removal…This Works Like Magic(3:36)
• Remove Hard Inquiries In 24 Hours(5:05)

Phase 2: Credit Report Structuring

• Structuring Your Credit Correctly(1:07)
• The Credit Score Algorithm Explained(3:26)
• What good credit looks like(4:10)
• Credit Stacking(3:39)
• 3 Important Dates(1:37)